You will need these Paypal and Alertpay Personal accounts at the time of registration with other websites. While registering it will ask for your Credit Card Information. Click on cancel at that time but still your account is created at that time as it is not compulsory but surely you should add it later when u get paid by different websites and have a good amount in your account.
Please do register with both these sites first , as it is compulsory for your transactions and also they are free to join.Its a kind of online bank, your money will get deposited there & whenever you want to redeem it , you can make safe & secure transactions through these.
1. PayPal
2. AlertPay